Neill had been investigated by the UK’s insolvency service for the last seven years, leaving him stuck with bankrupt status and unable to even own a mobile phone on a contract.
The Times reported at the height of Neill’s financial struggles, the lights would go out in his home because he was unable to top up his pay-as-you-go electricity meter.
He survived on his monthly £900 ($1700) footballer’s pension while partner Lindsey Morris worked as a beauty therapist and personal trainer to support the family and their two children.
“There were some really humiliating moments,” Neill said. “Like at…