Miami-based fintech company Pepper Pay LLC has entered Chapter 7 bankruptcy. The company sought to streamline digital payment solutions for small businesses. The voluntary filing, submitted on March 31, 2026, to the U.S. Bankruptcy Court in the Southern District of Florida, signals the start of a liquidation process aimed at distributing the firm’s limited resources to creditors.
Court records reveal a stark financial imbalance.
Pepper Pay listed roughly $665,000 in total assets while facing more than $3.4 million in liabilities.
The overwhelming majority of the debt—nearly $2.9 million—belongs to one primary unsecured creditor: TSYS Acquiring Solutions LLC, which operates under the Global Payments banner.
Additional…