For Aucklander Adam Grace, being thousands and thousands of dollars of debt was a symptom of much deeper hurts in his past.
Raised in poverty, Grace was a gambler, a drinker, and an angry man.
I didnt have great role models to be honest, he says. I came from a negative background.
Grace, a warehouseman in a logistics company, has now got on top of his debts, owing only a manageable amount on a modest car, having paid off just over $50,000 in unsecured debt.
Its something he said he could not have achieved without dealing with his gambling, anger and drinking first.
He even served a spell in prison, though it was there that the beginnings o…
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