Her comments come after a recent Centrix report showed consumer arrears rose to a seven-year high in January, with 13.09 per cent of accounts behind on repayments.
It said 480,000 credit users nationwide were behind on payments. In the Bay of Plenty, 14.09 per cent of users were behind on payments, compared to 12.79 per cent a year ago.
In Rotorua, the number rose slightly to 15.84 per cent, compared to 15.54 per cent a year ago.
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Bryan said she felt guilty for declaring insolvency and not paying off her debt.
She said it would have taken her seven and a half years to “get clear” of her debt, so she sought the help of Christians Against Poverty…
