Student loans can be confusing and overwhelming, but the resources below offer legitimate student loan help.
Some of these services are free; others, like credit counselors and legal advice, generally cost money. Personalized help may be worth paying for if your situation is complex — and the provider is reputable.
Legit student loan help organizations won’t call, text or email borrowers with offers of debt resolution. Avoid “debt relief” companies that promise immediate student loan forgiveness. If it sounds too good to be true, it usually is.
Here are some best practices for finding legit student loan assistance.
Start with your student loan servicer
The federal government and many private lenders assign each borrower a student loan…
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Without Debt Relief, Climate Action Will Fail RealClearEnergy
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Facebook App: Open links in External Browser
There is a specific issue with the Facebook in-app browser intermittently making requests to websites without cookies that had previously been set. This appears to be a defect in the browser which should be addressed soon. The simplest approach to avoid this problem is to continue to use the Facebook app but not use the in-app browser. This can be done through the following steps:
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‘It was always a question of when, not if,’ David Ian Gray says of Hudson’s Bay Co.’s misfortunes
As the fate of Hudson’s Bay Co. is decided in a liquidation process overseen by the courts, one retail expert says this moment was a long time coming.
HBC’s misfortunes are tied to the company’s failure to be “entrepreneurial” after suburban growth stalled, specialized competitors appeared, the store lost exclusive brands and online shopping emerged, says David Ian Gray.
The principal of Port Moody-based retail consultancy DIG360 Consulting Ltd. said that with the company’s real estate and other assets currently being auctioned, this moment could mark the end of The Bay as we know it.
Even if a bidder acquires…
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The Supreme Court of New South Wales awarded a personal costs order against voluntary administrators appointed on the afternoon before the hearing of an application to wind up CII Group Pty Ltd (In Liquidation) ACN 106 253 310 (CII) for applying to adjourn the hearing pursuant to section 440A(2) of the Corporations Act 2001 (Cth) (Act).
Justice Black’s decision is a cautionary tale for appointees that fail to adequately verify the merits of a voluntary administration prior to an imminent winding up application, that the standard for the Court to be satisfied to grant an adjournment sought under s 440A(2) of the Act requires a “sufficient possibility”, and not speculation, that creditors of the defendant-company would be…
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On May 1, the U.S. District Court for the Northern District of Illinois ordered the former owner of a now-defunct debt-relief company to pay over $43 million in restitution and penalties. The order resolves a lawsuit filed by the CFPB in 2020 alleging violations of the Consumer Financial Protection Act (CFPA) and the Telemarketing Sales Rule (TSR).
The CFPB alleged that the company engaged in deceptive conduct and unlawful billing practices in violation of both statutes. Specifically, the Bureau alleged that the company:
- Charged illegal advance fees. The company collected fees from consumers before performing any debt-relief services, in violation of the TSR.
- Deceived student loan borrowers. The company misrepresented its…
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The Little Rock School District has been racking up debt while making sure students don’t go without a meal, but now they’re looking to the community to help.
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Student debt relief vow pays off for Labor The Australian
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The Supreme Court of New South Wales awarded a personal costs order against voluntary administrators appointed on the afternoon before the hearing of an application to wind up CII Group Pty Ltd (In Liquidation) ACN 106 253 310 (CII) for applying to adjourn the hearing pursuant to section 440A(2) of the Corporations Act 2001 (Cth) (Act).
Justice Black’s decision is a cautionary tale for appointees that fail to adequately verify the merits of a voluntary administration prior to an imminent winding up application, that the standard for the Court to be satisfied to grant an adjournment sought under s 440A(2) of the Act requires a “sufficient possibility”, and not speculation, that creditors of the defendant-company would be…
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This article first appeared in the International Comparative Legal Guide – Restructuring & Insolvency 2025, which covers common issues in restructuring and insolvency, including issues that arise when a company is in financial difficulties, restructuring options, insolvency procedures, tax, employees and cross-border issues.
1. Overview
1.1 Where would you place your jurisdiction on the spectrum of debtor- to creditor-friendly jurisdictions?
Bermuda can be described, for the most part, as a creditor-friendly jurisdiction. Secured creditors can generally enforce their security outside of the insolvency process, and the insolvency legislation is pro-creditor. It provides, in particular, for the right of an unsecured…
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Car dealer Joseph Harrison applied for two Covid Bounce Back loans, totalling £90,000 on behalf of his company.
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He was only entitled to one Covid loan for his company, South East Commercials Ltd, under the rules of the scheme.
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Harrison was subject to a director disqualification order which came into effect on 6 May 2025 following a hearing at the High Court in London.
A car dealer from Kent – who is now living in Spain – has been banned from being a company director for 12 years after his company received a second £45,000 Covid Bounce Back loan it was not entitled to.
Joseph Harrison, from Wrotham, was the director of South East Commercials Ltd – a used car sales dealership in Kent…
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Asbestos claimants on Thursday asked a federal appeals court to dismiss the Chapter 11 bankruptcy filing of a Georgia-Pacific subsidiary, arguing that the corporate spinoff is not a debtor under the U.S. Constitution and therefore a bankruptcy judge lacked jurisdiction.
The claimants, who say they were exposed to asbestos from Georgia-Pacific’s products, argue that Article I’s Bankruptcy Clause only allows entities that cannot pay debts due to a threat to their economic viability to file for bankruptcy. The paper and packaging company’s Bestwall subsidiary does not fit the Founding-era concept of a bankrupt debtor, the claimants contend.
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