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Toby called into The Ramsey Show from Ohio, laying his problems on the line. He’s homeless, unemployed and saddled with $14,000 in debt of which nearly half is a car loan. Even his car’s “broke.”
He was charged with a DUI last year, and added that he had developed a mental block about working.
Toby asked Dave Ramsey and Jade Warshaw if declaring bankruptcy was a “smart move.”
“Toby, you’re not bankrupt,” Ramsey responded. “You’re broke, homeless and don’t have a job.” (1)
Ramsey said debt was simply a symptom of “all the other crap that’s going on in your life — not keeping a job, DUIs and all this other stuff.”
He and Warshaw urged Toby to find a steady job to get his life back…
With the G20 heads of state summit drawing closer, Africa is racing to rally global support for its agenda. South Africa’s presidency is seeking to drive consensus and action on priority issues like climate finance, debt relief, global financial reform, and inequality. But why should leaders outside of Africa take on these challenges with the same gusto as Africa’s leaders? Because it is in their self-interest to do so. Success or failure in these matters will have far-reaching implications not only for Africa’s future, but for the world’s collective stability and prosperity.
The 21st century is unmistakably the African century. The continent is undergoing a major demographic transformation that has magnified its role in the…
The German parliament’s budget committee has approved revised 2026 spending plans that include even higher debts than originally thought, lawmakers said Friday, as the government gears up for an investment splurge.
Chancellor Friedrich Merz and his coalition partners also agreed further measures late Thursday aimed at helping Europe’s struggling top economy, chief among them a reduction in industrial power prices.
“A strong Germany needs a strong economy and secure, well-paid jobs,” said Merz, as he announced the policies.
Merz has made reviving the eurozone’s traditional powerhouse a priority after…
NEW YORK (WABC) — Nearly 71 million Americans have debts that have gone into collections. So, what do you do if a collector calls? Don’t panic, Nina Pineda has your consumer bill of rights.
One of those rights includes the time a bill collector can ring your phone. By law, they can’t call you before 9 a.m. or after 8 p.m.
But they can, will, and do stalk your social media, so if you owe, be careful what you share.
Debt collectors in your DMs?
“I’ve seen it happen,” said Leslie Tayne, a debt relief attorney.
Tayne has fielded angry calls from collectors.
“We saw you client on social on vacation. We saw your clients showing off their new car, the new clothes they bought,” Tayne said. “They’re out on the town, but your clients are telling us…
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Evidence has shown the number of people seeking advice from Citizens Advice Scotland over the problem has jumped 65% since 2019/20.
The average energy debt people are presenting with has been recorded at £2,500 – a figure that it’s been suggested will be “much higher” in some cases.
The matter was discussed at the Fairer Renfrewshire sub-committee – a task force which focuses support for those affected by the cost-of-living crisis – on Wednesday.
The German parliament’s budget committee has approved revised 2026 spending plans that include even higher debts than originally thought, lawmakers said Friday, as the government gears up for an investment splurge.
Chancellor Friedrich Merz and his coalition partners also agreed further measures late Thursday aimed at helping Europe’s struggling top economy, chief among them a reduction in industrial power prices.
“A strong Germany needs a strong economy and secure, well-paid jobs,” said Merz, as he announced the policies.
Merz has made reviving the eurozone’s traditional powerhouse a priority after two years of recession, relaxing strict debt rules to pave the way for a spending blitz on infrastructure and defence.
The German parliament’s budget committee has approved revised 2026 spending plans that include even higher debts than originally thought, lawmakers said Friday, as the government gears up for an investment splurge.
Chancellor Friedrich Merz and his coalition partners also agreed further measures late Thursday aimed at helping Europe’s struggling top economy, chief among them a reduction in industrial power prices.
“A strong Germany needs a strong economy and secure, well-paid jobs,” said Merz, as he announced the policies.
Merz has made reviving the eurozone’s traditional powerhouse a priority after two years…
The German parliament’s budget committee has approved revised 2026 spending plans that include even higher debts than originally thought, lawmakers said Friday, as the government gears up for an investment splurge.
Chancellor Friedrich Merz and his coalition partners also agreed further measures late Thursday aimed at helping Europe’s struggling top economy, chief among them a reduction in industrial power prices.
“A strong Germany needs a strong economy and secure, well-paid jobs,” said Merz, as he announced the policies.
Merz has made reviving the eurozone’s traditional powerhouse a priority after two years…
