In the corner of a warehouse in Adelaide, the whirr and click of machines blend with the crinkling of chip packets as workers move with purpose on a production line.

They’re handling snack packs of chips at disability employer Orana’s Netley facility — and it is workers like Josh who keep it moving.

He’s been employed at Orana for five years and enjoys the variety of work and the friendships he’s made along the way.

“I’ve done work with wine, the chips, olive oil … sometimes I do team-leading roles, which is where I have to say to certain people, ‘This is how…

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Eligibility for a major student-loan forgiveness program for public servants is officially narrowing.

On October 30, President Donald Trump’s Department of Education announced the final rule to limit the Public Service Loan Forgiveness program, which forgives student debt for government and nonprofit workers after 10 years of qualifying payments.

The rule delivers on an executive order Trump signed in March to redefine what “public service” means, including ensuring that employers who participate in activities that do not align with the administration’s political views will be barred from qualifying for PSLF.

“The Public Service Loan Forgiveness program was meant to support Americans who dedicate their careers…

When companies file for Chapter 11 bankruptcy, executives often focus on restructuring debt, selling assets, and negotiating in court. Yet, reorganizations often falter not because of courts or creditors, but because customers lose faith in the business.

When consumers are aware of business bankruptcies, their willingness to pay for the firm’s items drops by as much as 28%, with many people expressing concern that product quality might suffer, says research by Harvard Business School Assistant Professor Samuel B. Antill. This lack of consumer confidence can chip away at the overall value of the firm.

“Why would they care if they buy a shirt from a bankrupt firm?” Antill asks. “But it turns out people care a lot about buying a…

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