Additionally, the BOT requires credit card companies to offer further benefits to debtors, such as interest rate reductions, to minimise the risk of debt becoming non-performing.

The BOT also has other measures to assist debtors who cannot meet the 8% minimum payment, including those who have already become non-performing.

These measures include debt restructuring before and after it becomes non-performing at least once, under the Responsible Lending guidelines, as well as the Debt Clinic and “Clear Debt, Move Forward” programs.

The BOT will continue to monitor the effectiveness and side effects of these measures and will adjust them as necessary based on the situation.

On 27 September 2018, a winding-up order was made against Essex and London Properties Limited (Company number 05426323) and the court appointed the Official Receiver as Liquidator.

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Following shareholder approval last week for the sale of PRS Holdco to Waypoint, the board of PRS REIT plc, the Manchester-based private rented sector housing group, has issued a circular ahead of a 5 January 2026 shareholder vote on its proposed liquidation.

The portfolio sale is due to complete on 11 December 2025, implying an estimated distribution close to the 114.9p NAV per share.

Shareholders wishing to vote must submit proxies by 31 December.

If the 75% approval threshold is met, liquidators will be appointed and a first payment will follow about five business days later, with around 1% of NAV retained. The final distribution, after costs of roughly £590k, is expected in March 2026.

The company has issued the following…

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