The first step for families and students applying for college is to complete the Free Application for Federal Student Aid (FAFSA). That form is available now for next school year. Students should apply as soon as possible. Because the FAFSA tells schools how much aid students qualify for, it is a vital part of planning college finance.
“Applying for financial aid while important is just the beginning of planning a strategy to minimize student loan debt,” Housser says. “Student loans can be useful tools. But if you are unable to repay those loans, you may face unmanageable debt. That debt, in turn, could wind up seriously damagi…
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