Americans credit card debt has just hit a disturbing record of $1.02 trillion according to the federal reserve.
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Paying off debt in the new year is a common resolution. But resolving to do something and actually doing it are two different things.
Taking a smart approach to building good habits, however, can help you master your debt in the coming year.
Jon Bailey, professor emeritus in the psychology department at Florida State University, suggests applying some principles of behavioral psychology to help you create sustainable habits.
Our general approach is really from th…
Read the full article at: https://www.usatoday.com/story/money/personalfinance/2017/12/17/how-actually-keep-your-new-years-debt-resolutions/942250001/