I took out a loan and borrowed on credit cards to help pay for the delivery of my twins in April 2013 as maternity was not covered in my insurance at that time. The same year, my husband and I lost our jobs and I could not afford to pay the instalments, stopping the payments in January 2014. My husband then left me, leaving me alone with four children to raise. I found part time / contract jobs to keep my home running with help from friends before finding a permanent job as a researcher in October 2015, which pays me Dh16,000. I then restarted my payments to the bank, sometimes paying Dh1,000, sometimes less but they kept pushing me to pay more even though I could not afford i…
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