Holiday credit card bills hit differently for many this year. With record-high credit card interest rates and compounding interest charges, holiday shopping expenses often snowball into overwhelming balances. When you account for gifts, gatherings and family travel, December’s routine credit card use can lead to a costly financial hangover.
The good news is you can get relief from that kind of debt before it spirals. We spoke with financial advisors and credit counseling experts about the most effective ways to…