(InvestigateTV) — If you overspent during the holidays, you’re not alone. A recent survey by NerdWallet found that 28% of credit card users are still paying off 2023 holiday debt.
Leslie Tayne, a debt relief attorney, stressed the importance of taking action now to avoid repeating the cycle next year. She advised starting with a clear understanding of your current financial situation.
“Open up all of your credit card and financial statements, look online, and check your dashboards,” she said. “See where your money has gone and make a plan.”
Being proactive is key, Tayne emphasized.
“If you wait until the last minute in opening those bills and paying those bills, you could end up carrying those balances over to additional…
