Since 2020, a rising proportion of clients at StepChange Scotland are in full-time employment, now at 42%, an increase from 38%, according to data.
Of those seeking help, some 68% are behind on essential household bills, research showed.
The report found a 65% increase in average arrears which increased by more than £2,000 to £5,193 per client, more than double the £2,302 owed in 2020.
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Some 68% of all clients are in arrears and the average debt has increased across every priority household bill – including an average £2,431 in energy…
