LOS ANGELES (KABC) — Summer vacations are over, the school year is about to start, and the holidays are just around the corner.
All of that, of course, costs money, and can push people further into debt.
As you try to get your finances in order, don’t forget that scammers may be targeting you.
As you sort through your monthly budget, experts suggest you look into debt management companies rather than debt settlement programs.
Debt settlement companies can be risky, and you may end up owing even more money.
You also never want to pay anyone before a credit counseling agency helps you come up with a plan. Legitimate groups will work with you to figure out a debt management plan before they ask for payment.
As for those plans, you’ll want to…