JAKARTA, Indonesia, Oct. 8, 2025 /PRNewswire/ — The growing number of online loan defaults has become a primary concern in the current financial state of society. Citing Tempo, as of June 2025, total outstanding online loans grew 25.06% year-on-year, reaching Rp83.52 trillion. The default rate also increased to 2.85%, indicating that many people are overwhelmed by installments across multiple platforms.
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Moreover, Financial Services Authority (OJK) data shows that a single individual can hold more than 40 online loans simultaneously, as reported by CNBC. This situation not only burdens personal finances but also poses…