Some people love the New Year – the idea of a fresh start, a blank canvas, a reset. Others are less enthused – feeling it more as a sense of pressure, the risk of unmet aspirations, last year’s same old problems still hanging over their heads. In the world of household finances, these alternative mindsets can have a real influence on how people experiencing problem debt feel and act.
It’s unlikely that anyone experiencing problem debt feels bright eyed and bushy tailed about it – after all, it’s not a nice situation to be in. But as a leading debt advice provider, StepChange Debt Charity‘s goal is to help nudge people out of the negative feelings that can make it hard to get help, and to spread the word that whatever…

