Whether you’re saving for a house deposit or struggling to make ends meet, doing up a budget and sticking to it is one of the simplest ways to get more money in your pocket.
An InfoChoice savings survey found more than one-in-four Aussies don’t budget at all, while nearly one-in-six have less than $1,000, and one-third have less than $5,000 in savings. Maybe not a coincidence that these numbers are similar.
For those that do budget, the most popular method is to whip up a spreadsheet. You might be used to doing up your own Excel spreadsheet or even whipping out a pen and paper, but there are also a bunch of personal finance apps out there you might find can simplify the process for you.
In alphabetical order here are some of the most…