Financial debt is one of those topics a lot of people don’t want to talk about.
At the end of last year, Americans carried more than $1.2 trillion in credit card debt, according to the financial group Lending Tree. At that time, credit card holders in Illinois carried, on average, more than $8,000 in debt. In Indiana, that number was just over $6,000 in credit card debt per person, according to an analysis from Lending Tree.
Those are just averages. Many people carry balances that are much higher.
Naya Franklin said her debt ballooned out of control when she purchased a home several years ago.
Looking for a solution, Franklin went online looking for debt consolidation help. That’s when she came across the…

