With summer holidays on the horizon and continued cost of living pressures, many people are looking for ways to get their finances in order.
Credit card borrowing in the UK has climbed to £79 billion, up from £70bn a year ago, according to new data from Equifax. The sharp increase points to growing pressure on household finances, with many people relying more on credit to manage everyday spending.
While higher borrowing can reflect confidence, it may also signal strain as bills remain high and budgets stay tight. Craig Tebbutt, financial health expert at Equifax, said households…

