TLDR
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Debt isn’t inherently good or bad. It depends on how and why it’s used.
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Financial challenges often build over time – debt management plays a key role in maintaining long-term stability.
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Understanding what liquidity, solvency and leverage really mean can help you make better borrowing decisions.
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Healthy debt can support growth and flexibility, while unhealthy debt creates pressure and limits your options.
Whatever the economic environment, Canadian businesses face both financial pressure and opportunity in any given year. Today, those forces are more pronounced. Costs are rising, access to capital is shifting, and many businesses are relying on credit to manage day-to-day operations or fund growth.
There’s…