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A 59-year-old woman with nearly $1 million in net worth and a completely paid-off home is facing a common dilemma: the fear of pulling the retirement trigger because of the unpredictable costs of pre-Medicare health insurance.
In a recent post on Reddit’s r/retirement forum, the woman detailed her “mental muddle” as she considers early retirement. Despite having zero debt and low annual expenses, the complexity of navigating the Affordable Care Act tax subsidies, legacy planning for a child with special needs and the transition to Medicare has left her with “the jitters.”
“I also just think I just may be scared to pull the…