Feeling overwhelmed, he turned to Reddit’s personal finance forum for advice and admitted the stress was taking a toll. “I feel like I’m going through a midlife crisis right now at 22 damn years old,” he wrote.
How The Debt Added Up
The young graduate said the debt didn’t come from one major event. Instead, it built up through a combination of business expenses, impulsive shopping and what he described as an edible addiction that he has since overcome.
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He admitted he worked only part-time throughout much of the previous year because he was focused on trying to build a protein business without enough capital. Looking back, he described the decision as stubborn and unrealistic.
At the time of his post, he had recently…

