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If you’re dealing with some credit card debt, you’re not alone. Total credit card debt in the U.S. has risen by $70 billion from Q1 2025 to Q1 2026. Further, the June 2026 consumer price index (CPI) report showed a 4.2% year-over-year increase in May, with no signs of relief for consumers covering everyday costs like gas and groceries.
If you’re looking for a way to pay down debt, you can do so without sacrificing your ability to earn rewards. Many cards that offer intro APR periods often do so at the cost of other benefits, but some cards offer both. This could be a great option if you’re looking for a balance transfer card but still want it to…

