When Joey called in 31 days sober from gambling with $23,000 spread across four credit cards, Dave Ramsey had a verdict. But the real numbers behind the app that wrecked him tell a story Ramsey never got to on air.
On the August 27, 2026 episode of The Ramsey Show, a caller named Joey said he was 31 days clean from gambling, had run up $28,000 in app-based gambling debt, and had already knocked it down to $23,000 spread across four credit cards. Dave Ramsey’s response was blunt: “DraftKings is not a blessing to your life.” He then called sports betting “the fastest thing that’s destroying men, young men in their 20s.”
The stakes for anyone in Joey’s shoes are concrete. Every dollar wagered on a sportsbook app is a dollar…

