*Rates and APRs are subject to change. All information provided here is accurate as of September 28, 2026.
Credit card rates remain at historic highs, making it more expensive to service outstanding balances. Managing multiple debts — with varying interest rates, payment amounts and due dates — can be stressful and increases the risk of missing a payment. Consolidating debt, which involves replacing several debts with a single new loan, could be the answer for some borrowers juggling several accounts. Debt consolidation loans aren’t for everyone, but they offer an alternative for people who want to simplify their debt repayment process.
Our top picks for best debt consolidation loans of October 2026
The companies listed below are…