Quick Read
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Money Management International now manages over $1 billion in client debt, which is its highest level since 2013, with new debt-management plans at their peak since 2011.
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Nearly 20% of borrowing families fell behind on payments in 2025, up sharply from 12% in 2022, signaling deteriorating repayment capacity beneath healthy spending figures.
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Favor businesses whose earnings don’t require stretched customers to borrow more. When evaluating lenders, look at loss rates rather than just loan growth.
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Many financial professionals are salespeople paid on what they push, not whether you end up wealthier. A fiduciary is the opposite. The SEC legally requires them to put your interests first….