For Illinois residents struggling to pay off debt, a discounted settlement may be more attainable than they realize.
Creditors are often willing to negotiate, Illinois Legal Aid Online says; the organization has introduced a free tool to help people understand their options.
Here’s what to know
The organization’s Debt Help Illinois website uses a chat-based format, allowing users to answer questions and receive guidance tailored to their circumstances. The resource covers credit card and medical debt, among other financial problems, WSIU reported.
According to Illinois Legal Aid Online, almost 20% of Illinois residents carrying credit card debt have balances that have gone to collections.
Some people see an…