Growing debt balances can leave you feeling stuck, and if you’ve already fallen behind on payments and don’t have the ability to get caught up, you may be wondering what your options look like. Whether it’s credit cards, medical bills, personal loans, or other forms of unsecured debt, debt settlement can be an alternative to bankruptcy.
National Debt Relief is one of the largest debt settlement companies in the U.S., and it’s one of Fortune’s picks for the best debt relief companies. The firm can negotiate with your lenders on your behalf, helping you settle for less than what you owe.
Here’s what you need to know about how the program works, how much it costs, who should consider it, and the risks to keep in mind…

