Americans are avoiding their credit card debt at nearly all costs.
Roughly 78 percent of residents say they carry a balance on their credit card, but 20 percent say they would put off getting professional help with their debt until it’s a last resort, according to a new survey from credit counselor Consolidated Credit.
“Waiting until you are in a financial crisis to get help is like waiting until your engine blows up to change the oil,” Consolidated Credit Director of Financial Education April Lewis- Parks said in a statement….