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As we step into the new year, many Americans are grappling with the financial aftermath of holiday spending layered on top of existing credit card debt. The uptick in spending isn’t the only economic issue that’s looming, either. While inflation has cooled compared to recent highs, it’s been rising in recent months and has continued to increase the cost of everyday expenses. Credit card interest rates are also sitting at historic highs, furthering the pressure on many people’s budgets —…
