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Debt is a growing problem. The latest consumer data shows that total household debt has surpassed $18 trillion and consumers owe a record $1.21 trillion in credit card debt. With so many consumers owing so much, some may be wondering: Is now the time to get help with my debt?
Knowing the answer to that question is a lot easier if you periodically reflect on your financial health. In doing so, you give yourself a financial check-up that…