Struggling with debt is all too common — U.S. consumers carried an average balance of $104,755 in June 2025, from mortgage debt to credit card balances, according to credit bureau Experian.
If you’re trying to pay that off, a debt settlement or debt relief company can help by negotiating with your creditors and potentially lowering the amount you owe. However, it’s not free —the fee can be up to 25% of your total enrolled debt, and there’s no guarantee that the companies will be willing to negotiate on the balance you owe.
Accredited Debt Relief has a standout track record, thanks to high standards for professionalism and accreditation, as well as many positive reviews on sites like the Better Business Bureau and Trustpilot. The brand…

