Entrepreneur and content creator Ankur Warikoo has started a social media conversation by sharing blunt advice for professionals weighed down by EMIs, education loans and other financial commitments. When asked by a team member how to stay motivated when most of one’s earnings are going into debt repayments, Warikoo said that financial freedom begins with accepting reality and making tough choices.
The question, which Warikoo posted on X, pointed to a problem that a large number of working professionals face: earning a good salary, but with most of it going towards home loans, education loans, EMIs and other liabilities, leaving little room for savings, investments, travel or personal aspirations. The team member asked how one stays…

