If you’re stuck paying off credit card bills with high interest rates, refinancing with a personal loan can get you in the black faster.
In addition to lower interest rates that are typically fixed, personal loans come with a set term, so you can budget each month knowing what your payments will be.
CNBC Select reviewed dozens of personal loan lenders and chose the best five for refinancing debt. We looked for no-fee loans whenever possible, but also considered flexible options for people with fair credit.
You can learn more about how we made our selections by reading our methodology
Best personal loans to refinance your credit card debt
Best for low rates and fees
SoFi Personal Loans
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Annual Percentage Rate (APR)
8.99% – 35.49% when you sign…