Imagine you’re stuck in a leaking boat. Water is pouring in, you’re exhausted, panicking, and feel like you’re about to sink.
Now imagine someone throws you a lifeline — they patch the holes, give you a moment to breathe, and let you rest while a support team comes to help fix the boat properly.
That’s what the Breathing Space scheme is. It doesn’t magically erase your debt — but it stops the pressure. No calls from creditors, no new interest piling on, no court action.
Breathing Space protects you while you seek debt advice and work towards a debt solution with a regulated debt adviser.
It lasts for up to 60 days, and you can apply for it once every 12 months.
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For more information on how the government scheme works, click here,