CHRISTMAS can be a difficult time of year for many families with all the extra expenses.
Between the rising price of energy and higher mortgage rates, coupled with the ever-growing cost of Christmas Day itself, it’s no surprise that many of us are feeling the pinch.
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The good news is that if you’re facing an emergency such as a broken down car or boiler, there are plenty of low-cost ways to borrow money.
However, remember that taking on debt should usually be a last resort used only for necessities.
Whereas if you’re after some winter sun,…
