According to the Federal Reserve, just over 77% of Americans have some kind of debt. This can be credit cards, student loans, mortgages or any other kind of money owed. While you might have more — or less — debt than the next person, owing money can still be stressful, especially as you head toward the new year.
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The good news is that there are ways to manage or even eliminate your debt. Well-known financial guru Dave Ramsey is known for educating people about finances and debt. Here’s some of his best debt advice to help you start 2025 right.