Dear Chuck,
My wife and I earn about $11,000/month combined, but with lots of student loan debt, our money is gone by the end of the month. I’m super frustrated that we are unable to save or get ahead. Something’s always coming up—causing us to overspend. It is depressing to be living paycheck to paycheck. We’ve tried many times but never seem to really make progress. Can you help us get out of this rut?
Frustrated with Our Finances
Dear Frustrated with Our Finances,
Yes, I can certainly help point you in the right direction. What immediately comes to mind is that you and your wife are better off than you may realize.
A change of perspective
First,…