Imagine being a senior citizen, living on Social Security and perhaps a small fixed pension, and trying to deal with the rising costs of living. Or imagine being a disabled person with no hope of earning additional money to make ends meet.
You’ve been forced to use your credit card to survive, and the balances have piled up. Creditors have little hope of collecting from you, a person with few assets and only government benefits as income. But how do you stave off the harassing calls?
When most individuals and families get into debt trouble, I recommend they contact the National Foundation for Credit Counseling at 800-388-2227, a number that will connect them to the nearest local office of this trusted nonprofit. There they c…
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