If you’re struggling to keep up with bills and you feel like you’ll never be able to repay your debts without some outside help, there are plenty of companies who will assist you. In fact, entire industries and financial products have been built around helping people consolidate debt or settle for less than they owe. Examples include balance transfer credit cards and debt consolidation loans, as well as debt relief strategies like debt management plans (DMPs) and debt settlement.
Before you reach out to a third-party company for help restructuring or settling your debt, it’s always smart to do some research ahead of time. This is partly due to the fact that so many debt relief options exist, but it’s also because the debt relief in…
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