FARMINGTON HILLS, Mich., Jan. 20, 2026 /PRNewswire/ — Credit card interest rates have drawn media attention following a recent proposal to cap credit card interest rates at 10% for one year. Organizations and analysts across the financial and banking industries have noted that this would have significant, unintended consequences for consumers and the broader economy. However, lower interest rates are available today for people who are struggling with credit card debt.
GreenPath Financial Wellness — a national nonprofit with a 65-year history of helping people repay credit card debt and bounce back from financial hardships — helped more than 65,000 people repay…