As the festive season approaches, many of us struggle to manage our finances, and for some, particularly those already facing difficulties, Christmas can lead to an even deeper spiral into debt.
Since 1996, Christians Against Poverty (CAP) has been helping people break free from debt. The charity was founded in Bradford by John Kirkby, who had experienced financial hardship himself and had even worked as a debt collector before turning to his local church for support. With their help, he regained control of his finances. Inspired by this, John set up CAP to provide free debt help, life skills training, and money coaching.
“…watching The Debt Saviours on TV inspired me to get involved.”
Today, CAP operates across the UK, with…
