A recent study by the money management app Banktivity says the magic number to feel secure is just over $80 thousand dollars. Josh King has the story (@abridgetoland).
Daniel Montville knew a debt consolidation loan wouldnt solve his financial problems, but the hospice nurse hoped it would give him some breathing room. He had already filed for bankruptcy once, in 2005, and was determined not to do it again.
Montville took out the loan in 2015, but within a year …