If you’re thinking about enrolling in a debt relief program, you may be apprehensive about the impact doing so could have on your credit score. After all, these services may cause your score to fall, making it more difficult to access loans and credit lines with reasonable interest rates and terms in the future.
But while some debt relief services, like debt settlement, tend to have a long-term negative impact on credit scores, the negative effect of others, like debt consolidation and management, may be relatively minimal. And these programs…