Jasmine Summers was working as a B2B collections agent in 2023 when she started looking for help with her own $12,000+ of unsecured debt. She now attributes the debt to a combination of very low income and a few unintentional spending choices. “I realized how expensive the cost of living was and how little I was making … and growing up, the topic of finances — it’s just one of those things you don’t talk about, or it’s kind of swept under the…

