If your resolutions include saving more money and chipping away at credit card debt, read on for expert advice about where to start.
SAVINGS FUND
“This is the best time of the year to think about what do I want to do in 2025?” said Diana Lozada, financial advisor for Metrocrest Services.
Lozada says she tells clients to start with a savings goal, “Number one is to build a savings emergency fund.”
It may seem out of reach if you’re stretching to pay bills already in your mailbox. Lozada said emergency savings tops her list for a good reason.
“There’s always something,” said Lozada. “Having that money ready, so you don’t have to use credit. That’s the reason that we use credit many times, for…