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Even before the Covid-19 pandemic, consumer debt was at an all-time high according to the Federal Reserve. So if you have credit card debt, youre not alone.
What may surprise you is that you are uniquely situated to negotiate your credit card debt on your own. We tend to rely on professionals to address challengescar mechanics, lawyers, trainers. But it doesnt take a finance degree to successfully develop a payment plan with your credit card provider.
Being proactive about your debt can help you avoid a charge off and protect your current credit score. More importantly, taking…
Read the full article at: https://www.forbes.com/advisor/credit-cards/how-to-negotiate-credit-card-debt/
