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Heading into April 2025, credit card debt continues to saddle finances in households across the country. Consumers ended 2024 carrying unprecedented levels of credit card debt — $1.21 trillion in the fourth quarter of 2024, up $45 billion over the previous quarter. But it’s not just that consumers are carrying more credit card debt than ever. The percentage of people who were at least 90 days late on a credit card payment went up in the last…