A total of 484 people entered the Breathing Space scheme last year.
The scheme offers legal protections and a freeze on interest, charges, and creditor action for up to 60 days while individuals seek debt advice and develop a repayment plan.
Figures reflect the growing strain on households amid rising living costs and economic uncertainty.
Jack Sporcic, a debt adviser from National Debtline, said: “Behind every Breathing Space application is someone trying to find a way to cope.
“At National Debtline, we’re hearing from people who have never struggled with their finances before, but rising costs have pushed them into difficulty.
“Breathing Space gives people time and protection and our advisers can help…